https://intranet.vib/v2-khoi-chinh-sach/quan-tri-rui-ro-va-tuan-thu-6/chinh-sach-tin-dung-45/huong-dan-ve-tieu-chi-nhan-khung--ty-le-cap-tin-dung-toi-da-tren-gia-tri-tai-san-bao-dam-va-danh-muc-dia-ban-khong-nhan-doi-voi-tai-san-bao-dam-la-bat-dong-san-ap-dung-cho-khach-hang-ban-le-3376267?&v=3376267